Eighty Percent of Small Claims and Civil Judgments Go Uncollected
Small Claims » Eighty Percent of Small Claims and Civil Judgments Go Uncollected
This is most typical for most Americans:
- Somebody did you wrong
- You send them to court
- The court agrees in your favor
- You never receive the money owed to you.
Although the civil system is set up to allow you to get your money back in court, nothing in the manual says that it isn't going to hard. Small claims court offers you simple information on filing any garnishment of wages, bank garnishments, liens, and other ways of recovering the money the small claims court awarded to you, but that information is too basic. Therefore, we are left with only a few options:
- Call it a loss (Never collect the money owed to you)
- Spend all of your time trying to figure out how to collect your money yourself
- Hire an attorney and spend your hard earned money on a retainer plus hundreds per hour fees
- Use a judgment recovery service
Although collection agency service isn't hard to figure out once you know how to use one, the process can be worth the effort. You would suggest that once you were awarded judgment, the court system would make it easier for you to collect the funds that you are owed.
Civil Courts offers brochures to you explaining debtors rights. Try to find out information from one of the court clerks how you find the bank information of the debtor or the process to garnish the debtors wages, and you will find a familiar answer - 'we cannot offer legal advice'.
The easiest way to get all of the information about the debtor is the process of skip tracing. The process of skip tracing involves finding credit report information on the debtor, and being a private investigator to connect all of the dots in the case. One of the hardest things a debt collector will run into is that almost all credit reporters won't let you retrieve a credit report on someone if you don't own or operate a legitimate company that complies with FRCA laws and regulations.
If you use a debt collection service, they will recover your money with with no out-of-pocket fees, and no fees if your funds aren't recovered. Unlike attorneys who slap you with per hour fees, whether or not they are capable to collect your fees.
We recommend letting a professional National Collection Agency handle your outstanding debts for the most effective and efficient no-upfront cost way to collect on monies owed to you.
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